Comparing Dental insurance plans, What is a dental HMO
I am in need of dental insurance since I have not been to the dentist for a little over a year now. I called some local dentist in the phone book and was told not to get a dental HMO plan if I was going to get dental insurance first. Why do they say that? What is a dental HMO plan and what is so bad about them that three dentist tell me not to get an HMO plan. The few PPO plans I have seen on line are really pricey. Are HMO cheaper or more expensive? I can not go to a dentist without getting some type of plan first.