Delta Dental HMO 54 & 55 which dental insurance plan is better?
So I see that there are two plans that say they are Delta dental plan one is Delta Dental 54 and the other is Delta Dental 55. There is not much of a cost difference that I can see so I am not sure what make them different. Before picking one since my dentist said he take Delta Dental which one would be better?
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Posted on Friday, Aug. 27th 2010 9:36 AM | by Dental | in Dental Insurance | 1 Comment »
Thursday, Sep. 2nd 2010 10:15 AM at 10:15 am
Well first the two Delta dental plans you are reviewing the DD55 and the DD54 are HMOs. Which means to you that you have to choice a dentist that is in their net work of providers.
If you are wanting to stay with your dentist make sure their office is listed as a provider of the plan. Otherwise when your dentist say they take Delta dental it could be the PPO or Indemnity plan that they are talking about.
As far as the two plans go the DD55 is a little cheaper in the cost of the plan then the DD54 but the DD54 offer slightly better coverages cost for dental services listed. When you click to review the plan details you will be able to compare their fee schedules.