Trying to find dental insurance that covers dental implants.
I have a lot of dental work that is needed. Although I have dental insurance that I get with my job it is not a really good plan and does not cover much of my dental needs.
I been talking with my dentist and I really should have four teeth pulled. He said since two had prior root canal re-treatment may not work since they are also in such bad condition. The other two teeth are broken and crack really beyond any type of saving. Any way the plan is to pull them and get dental implants put in. I can not have a bridge since these teeth in the back and I do not want a partial.
My current plan does not cover for implant all I can get is partial ( with very little of the cost being cover.) My dentist told me not to pull out any teeth until I know for sure what I was doing. Saying that once I start doing the dental services I would not be able to get a replacement dental insurance plan.
Is that true? What can I do? I need to make up my mind because my teeth do hurt quite a bit. I have not been able to find dental insurance that will cover for implants. Am I wasting my time on this? What is out there to help me with my dental needs?
Wednesday, Jul. 7th 2010 2:06 PM at 2:06 pm
Your dentist is correct. You do not want to start work without knowing if you have a dental plan in force for the services you are wanting.
Once you start dental work you can not try and get dental insurance after the fact. It would be preexisting which is normally excluded in most dental insurance plans.
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Wednesday, Jul. 7th 2010 2:08 PM at 2:08 pm
You may want to look into getting a dental discount plan. They will be able to offer you discounted saving off all your dental needs including dental implants.
Defiantly something to at least check out. I do not know of a dental insurance plan that will cover for the cost of dental implants.
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