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Dental Insurance shoping rates and coverages.

I am trying to shop out dental insurance I review plans like Blue Cross and Blue Shield and Dental Dental but there is terminology that I just do not fully understand.

Such as what do they mean when the plan states it is a prepaid plan?  Who prepays it?  Me or the insurance company?  Do I pay and then what for my money back?  I do not get this.

Other plans state they have deductibles and benefit maximums limitations.  What do they mean by that?  Some say there are only network dentist and other say there are network dentist but I can go out side the network.   Is that the same on any plan?  Thanks for any help in braking this down for me.

Posted on Saturday, Aug. 7th 2010 9:11 AM | by Dental | in Dental Insurance | No Comments »

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